LOAN SEVA KENDRA is an online digital services platform which facilitates Loan services to customers, especially Rural Customers, by helping them create their Loan Application and Credit Information Report (ACR). The customer can generate his/her loan application, cash flows, other details, credit information report along with e-verification of identity and address documents. This shall enable the customer to generate a ready to refer & submit report for getting the loan. These services are available at reasonable charges. LOAN SEVA KENDRA is a digital platform built by ValueFin India Technologies  and Services Private Limited .

LOAN SEVA KENDRA is provides reports only in English, as of now.

For customers LOAN SEVA KENDRA helps to
1.  Create your loan application online through Portal or Mobile App
2.  Conduct Online verification of identity documents
3.  Online Loan Information and Application report.
This will save time, money, reduce multiple visits and help in faster processing. The report can be generated on portal or through Mobile Application. You can download the report, print and submit it to the Financial Institution/Bank/NBFC, nearby.

Note: Loan Seva Kendra is an online service platform. It does not apply for loan, forwards application or guarantee loan approval, to any of the users of this portal or web / mobile application. Please note the loan approval and sanction remains at the sole discretion of lender.

LOAN SEVA KENDRA is here to create a "differentiated Loan Aggregation Marketplace" that will enable timely and easy access to Loan to every credit worthy customers. However, at no stage does LOAN SEVA KENDRA act on behalf of the customer or the Financial Institution/Banks/NBFCs.

A) For customers this will help and save Time, Wages & Money

1.  Create your loan application online through Portal or Mobile App
2.  Online verification of documents
3.  Online Credit Information report
This will save time, money, reduce multiple visits to Banks/NBFCs/Financial Institutions, enabling faster processing. You can download the report, print and share it to with Financial Institution. 

B) For Financial Institutions/NBFCs/Banks will help reduce the cost of  PSL Customer Acquisition  
1. Get customer Loan information and application. Reduces customer origination cost
2. Prevent information asymmetry and errors
3. Customer shares cash flow, assets and liabilities data which helps in credit assessment

Saves manual filling of data, low errors, ready to refer loan application with KYC.

For Financial Institutions/NBFCs/Banks, LOAN SEVA KENDRA enables

1. Getting potential customer Loan information and application,thereby reduce customer origination cost
2. Prevents information asymmetry and reduces errors as information is as per defined formats
3. Customer shares cash flow, assets and liabilities data which helps in credit assessment
4. Ready to refer Loan information and report, which is after customer consent and mobile based OTP verification.

This Saves manual filling of data, reduced errors and ready to refer customer application. Report can be directly shared over mail, or mobile or can be downloaded from Portal or Mobile App.